Builders' Liability Insurance

Scope of Cover: The cover provides indemnity in respect of Construction Risks Resulting in: Death of Site Workers; Death of Third Parties; Injury to Site Workers or Third Parties; and damage to Site Workers’ or Third Parties’ property.

Subject Matter of Insurance: All buildings of more than two floors under construction.

  • Protected Parties:
    Site Workers and Members of the Public.
  • Liable Parties:
    Parties likely to purchase this insurance are Owner and /or contractor of the Building under Construction; Sub Constructors, Agents, Servants and Consultants of the Contractor or owner.
  • Beneficiaries:
    Survivors of the site worker or member of the public who dies in a collapsed construction work, Site Worker or Member of the public who becomes injured in a collapsed construction work and damage to third party property.

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