The indemnity that is provided by a conventional Machinery Breakdown Cover is against the Risk of damage to any insured plant or machinery caused by mechanical and electrical breakdown while such plant or machinery is:

  • At work or at rest
  • Being dismantled, moved, or re-erected for the purpose of cleaning, inspection, repair or installation in another position within the premises; but in any case after commissioning.

Breakdown in this case means unforeseen damage resulting from:

  • Faulty materials, designs, construction or erection, vibration, maladjustment, misalignment
  • Defective lubrication, loosening of parts, abnormal stress etc.

The main thrust of the Insurance Cover is mainly electrical and mechanical breakdown and accidental damage resulting from extraneous causes.

To enable us quote adequately, we require detailed information about the plant or machinery to be covered.

Get in touch with Universal Insurance Staff or Agent today; Use our live chat support, Contact Us or call 01 2934645 to speak with one of our Customer Service team.