Contractors All Risks Insurance

Universal Insurance Plc. Contractor-All-Risk policy is specifically designed to cover constructions and construction activities with a view to protecting materials, fixtures and equipment being used.

This policy is needed by organizations who engage in various activities and contract works to provide cover for loss or damage by fire, lighting, flood, impact and other perils relating to:

  • Liability to third parties in respect of accidental bodily injury, death and property damage.
  • Contract works and temporary buildings on site including materials brought on site for the performance of the contract anywhere in Nigeria.
  • Constructional plant, tools and equipment on site for the performance of the contract.
  • Employees personal effect.
  • Loss of amenities, as a result of obstruction to third parties trespass or nuisance
  • Denial of access, interference with light, air, water way and any other form of third party liabilities.

Who can purchase this cover?

This is for corporate and business owners.

Cover may be extended to include contractors liability for loss or damage during the maintenance period, removal of debris, architect and surveyors fees and other extensions to mention a few.

To request for someone to contact you;

Get in touch with Universal Insurance Staff or Agent today; Use our live chat support, Contact Us or call 01 2934645 to speak with one of our Customer Service team.