As parents and guardians in Nigeria, one of our greatest responsibilities is keeping our children safe. Yet, no matter how careful we are, accidents happen—whether at home, in school, or even at play.

From a child tripping during playtime to road mishaps on the way to school, the unexpected can quickly turn into a financial burden. That’s why Kiddies Personal Accident Insurance from Universal Insurance Plc was created—to give Nigerian parents peace of mind and protect their children for as low as ₦500 per year.

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🌟 Why Kiddies Personal Accident Insurance Matters in Nigeria

Nigeria is a vibrant country where children grow up active and adventurous. However, risks are all around:

• Domestic accidents like falls or burns in the kitchen.
• Road accidents involving cars, motorcycles, or tricycles.
• School injuries during sports or play.
• External risks like robbery attacks or accidental gun discharges.

Medical bills in Nigeria can be overwhelming, and families are often caught unprepared. With this plan, you don’t have to face such situations alone.

🛡️ What Does Kiddies Personal Accident Insurance Cover?

This plan provides 24-hour protection for your child anywhere—home, school, church, or playground.

✅ Key Benefits:

• Medical Expenses: Pays hospital bills if your child is injured in an accident.
• Permanent Disability Benefit: Provides financial compensation if the accident leads to long-term disability.
• Death Benefit: Gives a lump sum to the family if the worst happens.
• 24/7 Global Coverage: Whether at school in Lagos or visiting family in Enugu, your child stays protected.

✅ Covered Accident Types:

• Motor, motorcycle, air, or rail accidents
• Domestic accidents (falls, burns, etc.)
• Armed robbery attacks
• Accidental discharge by security agents

💰 Affordable Plan Options for Every Parent

Universal Insurance designed this plan to fit any family budget:

Plan	Premium (Per Year)	Medical Benefit	Permanent Disability	Death Benefit
Bronze	₦500	₦20,000	₦100,000	₦100,000
Silver	₦1,500	₦50,000	₦300,000	₦300,000
Gold	₦2,000	₦100,000	₦400,000	₦400,000
Diamond	₦2,500	₦150,000	₦500,000	₦500,000

For just ₦500 a year (₦42 per month), your child’s safety and your peace of mind are secured.

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Who Needs This Insurance?

• Parents/Guardians who want peace of mind.
• Schools & Groups that want to protect students collectively.
• Companies & Organizations that care for employees’ children.

Real-Life Example: Chidinma’s Story
Chidinma, a 7-year-old in Owerri, tripped and fractured her arm while playing at school. Her parents spent ₦45,000 on hospital treatment. If they had purchased the Silver Plan (₦1,500/year), Universal Insurance would have covered the ₦50,000 medical bill, saving the family from financial stress.

❓ Frequently Asked Questions (FAQ)

1. Is this policy only for wealthy parents?
No. The Bronze plan starts at ₦500 per year, making it affordable for everyone.

2. Can schools buy this for all their pupils?
Yes. Schools and groups can take group coverage for their students.

3. What happens if my child is injured outside Nigeria?
The policy offers 24-hour global protection, so your child is covered.

4. How do I make a claim?
You simply submit a claims form, hospital report, and required documents to Universal Insurance Plc. The claim is processed promptly.

🚀 Why Choose Universal Insurance for Your Kids?

• Trusted Nigerian insurer with decades of experience.
• Affordable premiums designed for Nigerian families.
• Quick and reliable claims process.
• Nationwide access for parents, schools, and organizations.

📞 Take Action Today
Don’t wait for an accident to happen before realizing the importance of protection. For as little as ₦500 per year, you can secure your child’s future.

Visit [Universal Insurance Plc Website] today or walk into any branch near you. Call our customer service lines for quick enrolment.

With Kiddies Personal Accident Insurance, every Nigerian parent can afford peace of mind.

Get Yours Today: https://eretail.com.ng/?r=k